The Smarter, Safer Way to Accept Debit

Dual-Processor Redundancy. Instant Failover. No Business Fees.

What Makes HCN Pay Different

Split Processing

Terminals are evenly distributed across two separate payment rails. If one fails, only half are affected.

Instant Failover Technology

If extended downtime is detected, the system promotes a backup rail instantly to avoid revenue loss.

Multi-Redundancy

Each terminal has access to additional fallback rails for maximum uptime.

No Layering

We assign multiple processing codes per terminal, unlike competitors that issue one per store.

Financial Model

Zero Business Fees:

No monthly, cancellation, or terminal fees.

Convenience Fee:

Paid by customers. Business pays nothing.

Revenue Sharing:

Earn per transaction (volume-based).

Next-Day Funding:

Faster Than Our Competitors.

Terminal Hardware

  • Touch screen + buttons

  • Dual SIM card = better network

  • Wireless + Ethernet + Cellular connectivity

  • Replacement units available next business day

Easy Setup

  • One-page application

  • ACH form

  • Business documentation

  • Go live in days, not weeks

Ready to stabilize your payments?